How to Save Money at College | Sponsored by Regions Bank

College is stressful enough.  Leaving home for the first time, surrounded by smart peers, missing your family and friends.  Just typing this is practically causing me to hyperventilate from the memories.  On top of all of that is the worry about money.  Money before, during and after.  So when Regions Bank approached me to write this article, I was thrilled to discuss the money matters I wish I’d known back when I was a broke college student.

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The syllabus and course outline are passed out at every student orientation or first class, but there’s almost no discussion about budgets and hidden costs.  Everything I knew I picked up in the hallways like some sort of illicit conversation. Regions Bank has you covered with advice so that you don’t find yourself relying on the equally clueless in your classes.  Here’s an outline for students out there:

1. Make a budget.  Seems basic, but how many of us actually wrote out a budget before college?  Sure we learned Excel spreadsheets, but I thought of those as a way to keep track of my outfit options and as a way to keep track of who was coming to parties and what everyone was bringing.

2. Get creative when it comes to vacations. Welcome to college and the real world where getting creative is more than learning Adobe and Instagram filters. For example, Regions Bank is always looking for great ways to help with finances and even has some really interesting thoughts on low budget vacation ideas. Hostels are traditional, but there’s also Couchsurfing.com and staying with your new college friends. Facebook is a great way to look for friends of friends who might let you stay with them for a short while. I have a friend who recently travelled across the United States, just by reaching out via Facebook to see who had a friend in the next town that she could crash with. It doesn’t cost anything (except a small thank-you gift to your host(s)) and you meet new people.

3. Look for scholarships. You’d be surprised by how many random, narrow-focused scholarships there are out there that few people know or qualify for. I’ll bet there’s even one for left-handed, red-headed, ferret-loving women under 5’. My cousin applied for and got so many scholarships that he ended up making money during college. And don’t just look for scholarships your first year, keep looking. Sometimes a student drops out and their scholarship opens up, and some are just for sophomores or juniors. No need to stop looking for free money.

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4. Get into habits you’ll maintain the rest of your life. And no, I don’t mean “beer on Fridays.” I mean learn to:

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I’d love to hear anyone else’s tips – I’m sure I could still use some, and I know college kids who should be all ears. Regions Bank has more ideas than the above and you can find them all on their site here.

Now I’ve gotten to thinking about all the other things I wish I’d known before college. Such as how to get coffee stains out of denim, the best alarm clock, how to deal with obnoxious housemates, when fabric softener goes in the laundry, and am I ever going to use what I learned in “Introduction To Gothic Literature.”

La Prairie’s new product will help you get to work on time.

I have always hated multi-step fussiness when it comes to skincare.

Heidi Nazarudin La Prairie Closeup Portrait

So when the good folks at La Prairie recently sent me some products to try and told me that its a multi-functional wonder I got excited. Introducing the the La Prairie Cellular Swiss Ice Crystal Transforming Cream SPF 30, which is an Awesome 3-in-1 Product:

 

It’s an oil-free product that has SPF 30 sun protection, moisturizes and brightens. It comes with an adorable brush that helps you put it on easily (although I have to say I’ve always liked using my fingers and find that using my digits gives the same result.)

makeup brush swatch

The product comes in a very luxurious bottle and feels absolutely great on my face. And best of all I save so much time – all I need to do is put on some mascara, blusher and lipstick and I’m ready for the door!

If you find that your skin is a bit on the oily side like mine, brushing on some powder before heading out the door and throughout the door would help get the shine monster at bay.

Heidi Nazarudin Dress by Worth

I am wearing the La Prairie Transforming 3-in-1 tinted moisturizer on my face.

My dress is by Worth New York.


#SuccessInStiletto Series : A Stylish “Shark’ To Inspire Us All

Get to know what goes behind the scenes in the life of a seasoned serial tech entrepreneur.

Success in Stilettos Shinta Dhanuwardoyo

The Ambitionista is proud to feature Shinta Dhanuwardoyo. Based in Jakarta, Indonesia, she is the CEO and Founder of Bubu.com (Indonesia’s prominent digital advertising agency), an Angel Investor (co-founder of Angel eQ Network), and Co-Founder of VCNetwork.Co with Jenny Q. Ta, a virtual “Shark Tank” for startups that bridges the gap between modern entrepreneurs and forward-thinking venture capitalists worldwide.

What did you want to do when you grow up?

When I was young, I always told people I wanted to become a doctor, but at the end of the day, I just want to contribute and help human kind in the biggest possible way through technology.

Which women do you admire in your life?

My mom definitely, my grandma, Supeni. Supeni was one of Indonesia’s legendary women politicians. Her career was built from being Indonesia’s traveling ambassador during the 1960’s under Soekarno’s era (Indonesia’s first President). My grandma led a delegation of 19 men at the United Nation’s conference in New York in 1962. For that era, it was extraordinary. Of course, one day, I would love to sit down and hang out with Oprah Winfrey.

Name one activity that you do every day without fail

I always make sure that I learn something new every day.

Shinta Dhanuwardoyo The Ambitionista

If you are not working you would be … ?

Hanging out with my two daughters and husband. Head to the mall for some retail therapy with my daughters, or I would be shopping online 🙂

What’s your favorite vacation spot?

Bali, Indonesia (heaven on earth).

If you really want to dress to impress, what do you do?

I put on my Batik outfit. Batik is a traditional textile, which is done intricately through a resistant wax dyeing process. It’s one of the highest forms of art that can be found in Indonesia. (Here is my blog: www.batikantik.com where you can see a number of my Batik collections).

What’s your favorite everyday beauty brands/products?

Nothing in particular, but I love Guerlain, Armani, Chanel, and Dior.

Shinta Portait

 

What was the biggest obstacle you have faced that in the end helped you?

Failures that I went through in a number of my business ventures.

How often do you check your emails?

After every meeting. Most of the time, my daily work schedule is back-to-back meetings..

How do you stay sane and on top of it?

I think of my two beautiful daughters.

How do you get energized?

I feel energized after a glass of fresh squeezed orange mixed with strawberry juice.

Do you exercise? If yes, what type and how often?

I just do planks and squats daily for 10 minutes. Then on weekends, I hit the gym.

What do you splurge on?

I splurge on gorgeous Indonesian Batik cloths (yes, the best ones cost thousands and thousands of dollars) and the best pair of stiletto heels like Valentino’s rock studs and Louboutins.

What does success mean to you?

Success to me is having a balance in life between work, family, social and spiritual life and to be useful for human kind.

If you could meet a younger you from 10 years ago, what would you have told her?

Don’t be afraid to stand out and think bigger than ever.

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“Done is better than perfect” – SHERYL SANDBERG


How To Develop Your Signature Beauty Look

Spring Portrait Beauty Shot in Garden

I AM UNIQUE!

Having a signature look is what defines you, It represents your own personal style and It is the best start for your fun style journey.

Heidi Nazaurdin at The Majestic Hotel Kuala Lumpur
Orchids at The Majestic Hotel
The Majestic Hotel Garden High Tea Setting

…how can I be unique?

Being unique doesn’t mean you have to be bold and different in every way. Unique means that you’ll be able to stand out, let’s put it this way you’re at a tea party and when you entered the room a lady from the corner table is also wearing the same turquoise skirt that you have on. How do you stand out girl?

Heidi Nazarudin wears FIZIWOO
Pink Satin Gown by FIZIWOO

 

Spring Floral Beauty Closeup
Purple Orchids
Garden Tea Party

 

What’s your signature beauty look?


This beautiful tea time garden setting was taken at The Majestic Hotel Kuala Lumpur

Photography by Mandy Aileen | Gorgeous Pink Gown Designed by FIZIWOO

Makeup by Anna Sherie


Success in Stilettos: Bianca Torres Wong

Attorney Bianca Shoot-3

The Ambitionista is proud to feature Bianca Torres Wong, Assistant Vice President and Legal Executive at Nestle Philippines by Day, Vinyasa Yoga Teacher at Bliss Yoga Manila by Night.

Know what it’s like to pursue your passion and career simultaneously through Bianca’s life as a corporate lawyer and a certified yoga teacher.

Attorney Bianca Shoot-8

Describe who you are and what you do in 1- 2 sentences

“I’m half a corporate lawyer and half a wandering yogini. 🙂 I worked full time as a corporate lawyer for around 5 years before deciding I needed to do something more with my life, so I took time off and signed up for a 200 hour Vinyasa Yoga Teacher Training. Now I happily get to practice both law (for the leading nutrition, health and wellness company in the world, Nestle) and yoga in my soul space, Bliss Yoga Manila.”

Attorney Bianca Shoot-31 - - The Ambitionista

What do you do when you first wake up?

“I reach over to look for my husband. 🙂 I just recently got married, so it’s still a bit surreal.”

What’s one activity that you do everyday without fail?

“I try to meditate a few minutes everyday. Sitting at my desk, or in traffic, or walking to work – sneaking in a few seconds of mindfulness always lifts my mood.”

Attorney Bianca Shoot-13

If you are not working you would be … ?

“Practicing more yoga. I absolutely love that deliriously happy post-yoga high. I’m always in a good mood after I practice.”

What’s your favorite vacation spot?

“The Philippines is known for its notoriously beautiful beaches so I would still have to choose Boracay, because it’s also where I met my hubby. 🙂 “

Attorney Bianca Shoot-30 - The Ambitionista

If you really want to dress to impress, what do you do?

“The combination of a classic DVF wrap dress with a good pair of heels has always worked well for me in power meetings. It’s pretty quick to put together too, vs. a full suit and less high-maintenance. If it’s a more formal event, I’d complete the look with a sharp blazer and some accessories.”

What’s your favorite everyday beauty brands/products?

“MAC Mineralize SkinFinish and MAC Velvet Teddy Matte Lipstick, I just recently discovered this and I used up an entire stick in 2 months 🙂 “

Do you exercice? If yes, what type and how often?

“I like to mix it up. I make sure I practice yoga regularly but I try to sneak in a few Barre3 classes and some cardio at the Gym.”

Attorney Bianca - Office- The Ambitionista

How do you stay sane and on top of it?

“I surround myself with good and positive energy. Years of yoga practice have taught me that energy is contagious. You can always choose the space around you, the people you surround yourself with and the battles you need to face. I now know I can take a step back, to extract myself from anything or anyone that doesn’t serve me. In this way, I guard my peace and I don’t drain myself. I devote my time tending to situations and engaging with people in my life who are worth it.”

Attorney Bianca Shoot-19

What do you splurge on? Fashion / Beauty / Travel :

“I’m a guilty shopaholic with a bad case of wanderlust. Shopping is so much more fun when you’re on vacation! I love travelling to different places, or visiting a few favourite places over and over again.”

Which women do you admire in your life?

“I’ve always gravitated towards strong and independent women. Feminine strength is subtle and sexy.”

If you could meet a younger you from 10 years ago, what would you have told her?

“Trust the universe. Be patient. Everything beautiful unfolds in God’s good time.”

Attorney Bianca Shoot-17

Favorite Quote: Dream like a Bohemian, Work like a Boss.
Photos c/o Kip Aguirre